Sierra

Business funding, matched to what matters most.

Specialist lenders who move in as little as 24 hours. High street banks when a lower rate matters more.

One account manager to guide you either way, backed by a portal that keeps you posted.

Direct access to over 200 funders Same Day Decisions Live case tracking
Case · SIE-2026-004

Bright Coffee Ltd

£40,000 · Unsecured Business Loan
With lender
Latest update

Sent to the lender. Expecting an offer back within the next hour.

Dedicated contact Lewis Whittaker
Submitted 22 Jul 2026
Why choose Sierra

More options, one streamlined process

High street rates & Specialist speed.

Access to banks, challenger banks and specialist lenders, so you’re never limited to one type of finance.

One contact, always reachable

You deal with the same contact from enquiry to completion. No call centre, no handovers, no chasing someone new every time you call.

Smarter with technology

Matched against real lender criteria, not guesswork, and tracked live in your own portal the whole way through.

What we help with

Services

Business Loans

Unsecured and secured business loans for growth or to smooth out short term cashflow gaps.

Invoice Finance

Access cash tied up in unpaid invoices for more predictable cashflow.

Property Finance

Bridging Loans, Development Finance, BTL & Commercial Mortgages.

Who we work with — Business Loans & Invoice Finance
6 months+Trading history
£100,000+Annual turnover
UK BasedRegistered & Trading
£25k+Funding requirement
Who we work with — property finance
No min.Trading history
UK basedIndividuals & companies
Residential & commercialSecurity type
£50k – £5mFunding requirement
Who you’ll be working with

About the Founder

Lewis Whittaker

Lewis Whittaker

Director @ Sierra

Before founding Sierra Finance, Lewis spent seven years on the lender side of commercial finance, structuring deals across bridging, development and business lending.

He started Sierra to close a gap between traditional relationship led brokerages and newer Fintech platforms.

Sierra is built to be relationship first, but leverage technology to give clients and introducers better outcomes.